Getting an appraisal from Appraisal Associates of North Georgia
Thousands of people in Georgia purchase, sell or refinance their home every month. Many of these transactions involve a simple line item for an appraisal.
Almost all lenders still need a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation systems that may appear more economical than an appraisal.
You might believe that getting a mortgage is the only reason to get an appraisal, but there are more cases when the services of a licensed, independent real estate professional might be helpful.
For real estate appraisals in Athens and Clarke County, it's easiest when your order online from Appraisal Associates of North Georgia, just click here.
Let Appraisal Associates of North Georgia help you appeal your tax assessment in Clarke County
If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes.
An appraisal from Appraisal Associates of North Georgia is your best evidence when building your case.
We're qualified to assist you in appealing your tax assessment.
Appraisal Associates of North Georgia can help you get rid of PMI to lower your mortgage payment
When the amount being loaned to the homebuyer is more than 80% of the actual value of the property, almost all lenders ask home buyers to buy an extra insurance policy. That policy is Private Mortgage Insurance, or PMI.
Seeing that extra payment is usually folded into the monthly mortgage payment, it is often forgotten.
This is bad because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark.
In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.
If you'd like to do away with PMI, Appraisal Associates of North Georgia can give you a statement regarding the value of your home. The price you paid for the home valuation can usually be offset in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress
A divorce is a particularly traumatic ordeal for the parties involved, and it is often further complicated by the challenging decision of who gets the house.
It's a good idea to order an appraisal from Appraisal Associates of North Georgia so both parties are fully aware of the true market value of their house, regardless of the situation.
If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Fair and accurate estate liquidation
The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved.
The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.
Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these affairs.
A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.
Appraisal Associates of North Georgia can help you with relocating to or from Clarke County
We are aware of the headaches involved with an employee relocation.
We take great care in establishing an accommodating appointment time for the appraisal inspection.
During our detailed process, we encourage employees that are moving to provide remarks on the positive characteristics of their property, as well as information about any new sales or listings in their neighborhood that they want considered.
Let Appraisal Associates of North Georgia assist you in selling your home quickly at the right price
A professional appraisal can help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent.
An appraiser has no vested interest in what price the house sells for, unlike real estate agents.
Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.
On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make.
And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.
